|
|
|
Type of Account
|
Minimum
Balance
|
Term
|
Rate
|
APR*
updated 04/01/2008
|
APY**
updated 04/01/2008
|
|
Share Savings Accounts
|
$10 |
Not applicable |
|
.75
|
.75
|
|
Checking Accounts
|
$500 |
Not applicable |
|
.25
|
.25
|
|
IRAs**** +
|
$1,000 |
1 Year |
|
4.00
|
4.07
|
|
Share CDs**** +
|
$2,500 |
36 Month |
|
2.75
|
2.78
|
|
|
$50,000 |
36 Month |
|
3.00
|
3.04
|
|
|
$100,000 |
36 Month |
|
3.50
|
3.56
|
|
|
$2,500 |
24 Month |
|
2.50
|
2.53
|
|
|
$50,000 |
24 Month |
|
2.75
|
2.79
|
|
|
$100,000 |
24 Month |
|
3.25
|
3.30
|
|
|
$2,500 |
12 Month |
|
2.25
|
2.27
|
|
|
$50,000 |
12 Month |
|
2.50
|
2.53
|
|
|
$100,000 |
12 Month |
|
3.00
|
3.04
|
|
|
$2,500 |
6 Month |
|
2.00
|
2.02
|
|
|
$50,000 |
6 Month |
|
2.25
|
2.27
|
|
|
$100,000 |
6 Month |
|
2.50
|
2.53
|
|
Personal Loans
|
$20,000 maximum |
4 Years |
Unsecured
|
11.50 |
|
|
Passbook Loans
|
|
Member Determined
|
Share Secured
|
3.75 |
|
|
Auto Loans
|
|
New Car
1-4 Years |
|
5.00 |
|
| |
|
New Car
Over 4 Years |
|
5.50 |
|
| |
|
Used Car
Up to 5 Years |
|
6.00 |
|
|
Holiday/Vacation Loans
|
|
1 Year |
|
8.00 |
|
|
Home Equity Loans
|
80% of Equity held by Member in Property
Variable Rate***
|
1 - 15 Year |
|
5.25 |
|
| |
$25,000
Fixed Rate
|
10 Year |
|
6.75 |
|
|
