|
|
|
Type of Account
|
Minimum
Balance
|
Term
|
Rate
|
APR*
updated 03/01/2012
|
APY**
updated 03/01/2012
|
|
Share Savings Accounts
|
$10 |
Not applicable |
|
.50
|
.50
|
|
Checking Accounts
|
$500 |
Not applicable |
|
.25
|
.25
|
|
IRAs**** +
|
$1,000 |
1 Year |
|
1.75
|
1.76
|
|
Share CDs**** +
|
$2,500 |
36 Month |
|
1.25
|
1.26
|
|
|
$50,000 |
36 Month |
|
1.25
|
1.26
|
|
|
$100,000 |
36 Month |
|
1.75
|
1.76
|
|
|
$2,500 |
24 Month |
|
1.00
|
1.01
|
|
|
$50,000 |
24 Month |
|
1.00
|
1.01
|
|
|
$100,000 |
24 Month |
|
1.50
|
1.51
|
|
|
$2,500 |
12 Month |
|
.75
|
.76
|
|
|
$50,000 |
12 Month |
|
.75
|
.76
|
|
|
$100,000 |
12 Month |
|
1.00
|
1.01
|
|
|
$2,500 |
6 Month |
|
.50
|
.51
|
|
|
$50,000 |
6 Month |
|
.50
|
.51
|
|
|
$100,000 |
6 Month |
|
.75
|
.76
|
|
Personal Loans
|
$20,000 maximum |
4 Years |
Unsecured
|
11.50 |
|
|
Passbook Loans
|
|
Member Determined
|
Share Secured
|
3.75 |
|
|
Auto Loans
|
|
New Car
1-4 Years |
|
5.00 |
|
| |
|
New Car
Up to 6 Years |
|
5.50 |
|
| |
|
Used Car
Up to 5 Years |
|
6.00 |
|
|
Holiday/Vacation Loans
|
|
1 Year |
|
8.00 |
|
|
Home Equity Loans
|
80% of Equity held by Member in Property
Variable Rate***
|
1 - 15 Year |
|
3.25 |
|
| |
$25,000
Fixed Rate
|
10 Year |
|
4.75 |
|
|
